by Ravi Maheshwari | Dec 22, 2020 | Personal Finance
Gold Loan is a type of secured loan and has become important in 2020 which has been an unkind year for many. People have lost their jobs, businesses have shut down or have become unviable, and unlikely lives have been lost to the virus. All this and more has put a...
by Ravi Maheshwari | Nov 23, 2020 | Investment, Tax
Income tax is an unavoidable drain and hence an integral component of investment strategy. Long term capital gain tax or LTCG tax generally is the lowest tax rate applied to Investment returns. Hence, knowing the applicability and provisions can greatly impact where...
by Ravi Maheshwari | Nov 20, 2020 | Investment
While Bank FDs (Fixed Deposits) are a preferred choice of investment for a majority of Indians, most people don’t know or have never invested in a corporate FD. One might ask why does one need to know about corporate FDs and the answer is to increase one’s...
by Ravi Maheshwari | Nov 16, 2020 | Investment
How to invest in Gold? Gold has traditionally been a favorite investment vehicle for Indians and not knowing the various channels available, and the one that is best suited for them costs people dearly. In this article, we will explore various investment options for...
by Ravi Maheshwari | Nov 5, 2020 | Insurance
We all have dreamt about owning a car but when we do get to fulfill our dream, first we have to get car insurance. When I bought my first car, there was a lot of jargon thrown around by the dealer about insurance which overwhelms people into just submitting and...
by Ravi Maheshwari | Oct 31, 2020 | Personal Finance
There are 2 sections of people – the first section truly knows how credit card works and the other which thinks that it is evil. The idea of this topic is to give knowledge about how credit card works and give tips on how to make it work the best for you. Basics...
by Ravi Maheshwari | Oct 29, 2020 | Insurance
Home Loan Insurance – why do banks insist on bundling it with the home loan? Why is it required? Is it the best way to do the job or is there anything better? We will answer these all questions and tell you the best approach that you should follow when closing...
by Ravi Maheshwari | Oct 24, 2020 | Insurance
Term insurance tax benefit has become the number 1 sales driver in India. Sadly, many don’t know or just ignore the basics of buying term insurance and buy term insurance just to save tax or worse as a saving option. That is the reason why endowment plans became...
by Ravi Maheshwari | Oct 14, 2020 | Investment
No Income Security In this article, we will discuss how to open NPS account, its features, benefits, drawbacks, and whether it is a good option for you. I am sure that you will understand the basics, some new tax saving options, and it will help you make the correct...
by Ravi Maheshwari | Oct 14, 2020 | Miscellaneous
The year 2020 has started with the most unfortunate turn of events. The coronavirus pandemic has forced the world on its knees and social distancing has become the new mantra for survival. In order to implement this, most companies are asking white-collar workers (who...
